Policy work

Contributions to the regulatory debate on banking and sustainable finance: technical reports, consultation responses, and public writing.

Technical report · 2025

Climate-Risk Disclosure in European Banking

Technical note for a national supervisor on the quality of emissions data in loan portfolios and its implications for disclosure requirements.

Consultation response · 2024

Public consultation response, drawing on evidence about ESG rating disagreement and its effect on loan pricing.

Public writing · 2023–2025

Opinion pieces and short policy notes on monetary transmission, bank competition, and green bonds, published in the Spanish financial press.